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Study: Slow Metabolism "Excuse" is True
RUSH:  I have some health news from the BBC.  How many of you are overweight and are convinced that your metabolism is just slower than, say, a person who's not overweight, and you've mentioned this to people, and they laugh at you.  And you've mentioned it to your doctor, and your doctor's laughed at you.  And then your doctor said, "Look, it's a nice thought but it's not true.  There's no appreciable difference in metabolic rates from person to person.  You're overweight because you eat more than you should, and the person that you think has the high metabolism, the high metabolic rate, is not eating as much as you think. It's really not complicated. It's 3,500 calories equals a pound," and then they start in. 

And no matter how much over the course of your life you have been convinced that your metabolism is slow, that your metabolic rate is slow, that you don't believe in any way you're eating anywhere near the amount of food that your weight would indicate, but everybody's always pooh-poohed.  Your whole life, every expert in every field, and even every layman has been kind.  Everybody has wanted to circle back to the fact that you just eat too much. 

Well, from the BBC news:  "The mocked 'obesity excuse' of being born with a slow metabolism is actually true for some people, say researchers.  A team at the University of Cambridge has found the first proof that mutated DNA does indeed slow metabolism.  The researchers say fewer than one in 100 people are affected and are often severely obese by early childhood." And that would be one of the indicators. 

"The findings, published in the journal Cell, may lead to new obesity treatments even for people without the mutation. Scientists at the Institute of Metabolic Science, in Cambridge, knew that mice born without a section of DNA, a gene called KSR2, gained weight more easily.  But they did not know what effect it may be having in people, so they analyzed the DNA of 2,101 severely obese patients.  Some had mutated versions of KSR2. It had a twin effect of increasing their appetite while their slowing metabolism. 'You would be hungry and wanting to eat a lot, you would not want to move because of a slower metabolism and would probably also develop type 2 diabetes at a young age,'" said the lead researcher, Sadaf Farooqi. I love that.  I love these researcher names.  Sadaf Farooqi.  She added, "It slows the ability to burn calories and that's important as it's a new explanation for obesity."
So I just wanted to throw that out.  I just wanted to let you know that there may actually be something to it.  Now, don't expect a lot of understanding.  You're probably, "Hey, guess what, I just heard on Limbaugh radio, there is a thing, a Cambridge BBC story, research, there are people with slow metabolic rate." 

"Don't use that as an excuse.  You're still eating too much.  You're still a pig.  Have you ever made a note of everything you eat?  If you do that, you find out that this metabolic rate thing is just a bunch of razzmatazz." 

So don't expect a lot of sympathy or understanding at first.  It's going to take more than one research study to gain any momentum here.  But, I find it interesting 'cause I love all this conventional wisdom falling by the wayside.  All this stuff that we've lived with for all of our lives supposedly etched in stone, and we still don't know jack about so much of it. 

Byron York on Earned Income Tax Credit Fraud
RUSH: Byron York has this story today, and it's a fascinating piece as it relates to Obamacare, because the IRS is going to be administering everything here. 

The Byron York story's about the earned income tax credit and how there is a 30% level of fraudulent claims every year in it.  Earned income tax credit is basically tax refunds for the poor.  The earned income tax credit gives tax refunds to people that don't pay any taxes, is essentially what it is.  And it's like every other federal program.  It's gone way beyond its original intention.  It's now gotten bigger and is giving more money away than it ever intended to people who were never supposed to be qualified to get it.  It's out of control.  The level of fraud is that 30% of the claims, 30% of the income tax returns claiming EITC are fraudulent.  The IRS says they can't do anything about it because the program is too big and too complicated to fix. 

Now, the point is these are the people who are going to be administering a nationwide program of all kinds of subsidies and paybacks and compensation payments. If they can't handle and keep the fraud out of the EITC and we're gonna give them, even with 16,000 new agents, Obamacare... point is it isn't going to work.  But that'll not stop Obama.  Remember, he doesn't care about all of this, this minutia right now.  It doesn't matter. 

I'll tell you something else.  Our last caller was a guy named Ron, and he said he thinks that this is different because the true believer liberals are going to run into this one head first as individuals.  Like everybody, they're going to get their cancellation letters from insurance companies.  Remember, there is no longer any employer mandate.  An employer does not have to provide health insurance anymore.  They got a waiver of one year for that, so people are on their own, while the individual mandate survives. 

The law is, you have to have health insurance.  So people are being canceled in the hundreds of thousands, and the cancellation letters are basically telling them that you can't keep your current plan, but Obama said they could.  Ron thinks that this is gonna wake liberals up, and they're gonna see this and they're gonna be fit to be tied.  Now, I pooh-poohed the full extent to which he believes this might happen. 

However, there is one thing about this that differs from other liberal programs.  Let's compare this to, let's say, a tax increase.  A tax increase -- well, taxes in general, the vast majority of people do not ever write a check for it.  Taxes are withheld, and they really never have the money that they're paying.  That is a fundamentally important key thing to understand about why people don't go nuts about tax increases.  It's because it really does not take money out of their pocket.  It prevents money from getting into their pocket, but people never take possession of the money that is being taxed because of withholding. 

I have a always said if you want to change tax policy, get rid of withholding, require everybody to pay the check, and you'll have reform real fast.  Well, that's what's happening here.  In a sense, people are having to pay for their health insurance, now that the employer mandate's gone.  They're having to go through the rigmarole of trying to qualify for a subsidy.  They're having to go to the exchange, the website, whatever, it's a mess.  They're getting these letters.  Their current plans don't survive.  Their premiums are doubling in many cases.  The deductibles are quadrupling in some cases. 

People are getting notices of deductibles of $6,500 to $8,000, in some cases $12,000, and they look at that, and they can't believe it.  They're not gonna use that much in a year, they'll never, it's boggling their minds.  Plus, now they're going to have to buy a new policy, and it's money out of their pocket.  That is something that is going to make a lot of people mad.  It's gonna have a personal impact on them, whereas a tax increase doesn't, because they never have the money they're paying in taxes. 

That withholding, that was such a brilliant scheme.  Such a brilliant scheme, because it really does mean that the money people are paying in taxes, they never get it. So in the true definition of the word, there is no transaction when they pay their taxes.  They don't get it in the first place.  It's taken from them before they ever see it.  Not true here.  I think there are a lot of people getting these notes and they're seething, and they're scared.

You know how important health care is to everybody.  They're scared.  They believe this business that one illness and they're bankrupt; one illness and they're busted for life; one illness and they're broke for the rest of their life and they can never get another flat screen, might not be able to get another car. I mean, people believe all these horror stories and health care insurance, treatment, coverage, whatever, has become one of the most important things to people. They're willing to give up salary for it. They're willing to give up lifestyle for it.  It's an amazing thing the Democrats have perpetuated here and done with the scare tactics related to it. 

But in this instance with Obamacare, these people being canceled, it is going to cost them.  It's money that they do have that they're going to have to pay, and that's not the case with taxes.  Their taxes are deducted.  They never see that money so there's no concept of really paying it.  But this, they have whatever money they've got, and now they find out what they're going to have to pay, they're going to have to write that premium check.  That's why they're busting tail to get this website, claiming to have it fixed.

Health Insurance Cancellation Notices Go Out Across the Fruited Plain
RUSH: From The Daily Caller:  "Health Insurance Cancellation Notices Soar Above Obamacare Enrollment Rates -- Hundreds of thousands of Americans who purchase their own health insurance have received cancellation notices since August because the plans do not meet Obamacare’s requirements. The number of cancellation notices greatly exceed the number of Obamacare enrollees."

Now, I mentioned some of the stats, some of the statistics in this article yesterday.  But they can't be repeated enough.  "Insurance carrier Florida Blue sent out 300,000 cancellation notices, or 80 percent of the entire state’s individual coverage policies."  So 300,000 cancellation notices in one week. "Kaiser Health News reports. California’s Kaiser Permanente canceled 160,000 plans -- half of its insurance plans in the state -- while Blue Shield of California sent 119,000 notices in mid-September alone.

"Two major insurance carriers in Pennsylvania, Insurance Highmark in Pittsburgh and Independence Blue Cross in Philadelphia plan to cancel 20 percent and 45 percent of their total plans, respectively. Nearly 800,000 New Jersey residents’ health-care plans will not longer exist in 2014." Eight hundred thousand cancellation notices in New Jersey.  This is forcing insurers to create new ones, new policies for individuals and small business owners that now have to fall in line with Obamacare regulations. 

"More Americans have lost their individual health coverage in Florida and California than have gotten past the login screen on HealthCare.gov, according to The Washington Post, which reports that 476,000 applications have 'been started,' but not completed." Now, folks, there's something wrong with that number, though.  Don't believe that 476,000 number, because a lot of that, what I mentioned last hour, is Medicaid enrollment.  The regime is combining Medicaid enrollment and HealthCare.gov enrollment to get a fraudulent, phony Obamacare number.  The number more accurately is in the 175 to 195,000 range.  And the cancellation notices dwarf that.

Forbes: More Americans In 3 States Have Had Their Insurance Canceled Under Obamacare Than Have Filed An Exchange Account In All 50
RUSH: This is Forbes: "This week the reality of the ObamaCare roll-out appeared in a set of news stories that serve as an ironic juxtaposition. Over 500,000 individuals have seen their insurance policies cancelled in just 3 states.  In all 50 states, only 476,000 applications have been 'filed' in an exchange. (Even though we are still learning the true definition of 'filed.')"

That 476,000 is an inflated number.  The person that wrote the Forbes story says that the 476,000 enrolled, the number is misleading.  "My best guess is that for the 17 states that have reported out some data, the number is closer to 193,818 applications (once you pull out the Medicaid applications that have been reported on)."  That 476,000 application number goes way, way down, and the regime is including -- people are leaving Obamacare, and they are leaving their standard health insurance, and they're making mad dashes, signing up for Medicaid, which is the health insurance program for the poor, and the regime is counting those as Obamacare signs-ups, and they are not. 

"What becomes clear, is that the federal exchanges in 34 states are accounting for a single digit percentage of the accounts being filed."  It is abysmally bad.  It is horribly low.  Nobody, in real terms, is signing up.  In many states, the number is zero.  I mean, they're going to have to deal with this.  You've heard the number.  They need seven million to make a go of this, seven million young, healthy people signing up, paying these increases, but never making claims because they're healthy.  That's gonna fund the poor and the seasoned citizen population.  I think they're whistling Dixie if they think seven million's gonna cover it, but that's the number they're putting out there. 

If You Like Your Plan, You Don't Get to Keep It
RUSH: CBS News story:  "Arrival of Obamacare Forcing Insurers to Drop Customers With Low Coverage -- The Affordable Care Act was signed by President Obama in 2010 and since then he has repeated one reassuring phrase: 'If you like your insurance plan you will keep it. No one will be able to take that away from you. It hasn't happened yet. It won't happen in the future.'" He's made an almost a weekly history of making this point. 

"But it is happening. The president's health care law raises the standards for insurance policies, which many consider to be a good thing. But hundreds of thousands of Americans whose policies don't meet the new standards are being told that their health plans are being cancelled."  They like their plan, but they don't get to keep it.  The numbers were 700,000 cancellations in the last two weeks. 

Dems Run for Obamacare Cover
RUSH: The Wall Street Journal, Kimberley Strassel has a piece:  "Democrats Run for Obamacare Cover."  Let me give you some pull quotes here.  "After 16 long days of vowing to Republicans that they would not cave in any way, shape or form on Obamacare, Democrats spent their first post-shutdown week caving in every way, shape and form. With the GOP's antics now over, the only story now is the unrivaled disaster that is the president's health care law.

"The Democrats up for election in these states know that the sword of Damocles hanging over their heads isn't the Republican Party, but their own president's law. ... Enrollment numbers will thus remain dismal. The insurance horror stories are only beginning. The congressional hearings, too. The administration could sack Health and Human Services Secretary Kathleen Sebelius," doubt that, but Kimberley Strassel thinks it's possible. "But it knows that getting a replacement nominee through the Senate would likely prove more painful than keeping her."

So she's probably gonna hang on, and that's probably true.  If they can Sebelius, can you imagine what the next person nominated for that job would have to go through?  Wouldn't be worth the trouble. 

Every story I'm sharing with you was written before the regime announced an hour and a half ago that the website will be fixed by the end of November.  I'm telling you, that announcement is going to give the media the opportunity to totally change directions on the narrative, on the template, the way they cover it.  Whether they will or not, I don't know, but I wouldn't be surprised, 'cause they're itching, you just know they're itching to report success. They're itching to report how much people love this. They are dying to report how many millions are signing up.  They're dying to report the stories of people saving money. 

They're dying to tell this story and they can't do it right now while this website is an absolute disaster, and nobody can get in and nobody can sign up for anything.  But now that it's gonna be fixed by the end of November, remember, it's going to be fixed, which means all the problems are going to be gone, which means it's an opportunity to once again sell Obamacare as the utopia that they've always lied about it being.  So keep your head about you.

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