RUSH: Here's Robert in St. Genevieve, Missouri. It's just right up the road from my hometown. How are you, Robert?
CALLER: I'm fine, sir. Glad to talk to you.
RUSH: Thank you.
CALLER: I'm gonna get right to my point. My wife has Alzheimer's, and I had to get her on Medicaid to get some help, and as soon as she passed away, the state came after me to take my property away because there's no such thing as free Medicaid. So I am concerned about the people who are signing up for this Medicaid because to me it's nothing but the biggest land and estate grab in the country.
RUSH: Fascinating. I have to admit I have not heard of this happening.
CALLER: Oh, I can tell you some stories here, and I'm speaking mainly for Missouri, because that's from personal experience. Within two weeks of my wife's passing I got a letter stating that they were going to court to take my property to repay --
RUSH: How long was she on Medicaid before she passed away?
CALLER: I think about three years.
RUSH: Now, when you put her on Medicaid, when you signed up for it, did they tell you that this was going to happen?
CALLER: No, they did not. Nobody ever said anything like that.
RUSH: Well, what kind of hoops did you have to jump through, if any, to get her on Medicaid so she'd be treated during her Alzheimer's period?
CALLER: We were both on Social Security. We had to divide our assets separately. We had to go separately so that our incomes would not combine. And that got her on the Medicaid. That's where I could get the home health care --
RUSH: Okay, so they actually separated your assets so that she would qualify?
RUSH: Because combined you wouldn't?
RUSH: So they got you on Medicaid by separating your assets, and then when she passed away, they're coming for both her and your assets combined?
CALLER: Yes. Well, for mine, all of mine. You know, but I had done one thing that they did not know. I had transferred all my property, mine and her property, into our kids' names three years and three months prior to that, prior to her going on Medicaid.
CALLER: And the fact that you have to get rid of your property three years prior in order for them not to get you, so I was saved by three months.
RUSH: Are your kids nice? Do they continue to let you use the property after you put it in their name?
CALLER: Oh, yes, I still live there.
RUSH: That's good. At least your family didn't try to -- --
RUSH: -- take advantage of you, either.
CALLER: I put it in all seven kids' names so that --
RUSH: Did that protect the property?
CALLER: Yes, it did.
RUSH: But they still came for it?
CALLER: Yeah. Yeah. But when they found out that I had transferred it over three years, which happened to be three years, three months, then they couldn't do it. Now, I can tell you about another lady. Her mother passed away, was on Medicaid. She had her personal trailer on her property, on her mother's property, they let her move her personal belongings out of the trailer but they would not let her move her trailer off of the farm.
RUSH: In my memory we had another caller like this it seems some months ago. Somebody had a similar experience. And if the Feds don't do it, then the state could come collect.
CALLER: Right. Yeah.
RUSH: But not every state does this.
CALLER: Right. I'm speaking basically for Missouri, 'cause that's firsthand knowledge.
CALLER: No, I realize that. But I just want you to understand that I'm speaking of firsthand knowledge. I can't speak to --
RUSH: You're lucky you knew what to do to beat the system.
CALLER: I didn't know. I really didn't know. I'm just glad that I did it.
RUSH: Then why did you transfer ownership to your kids?
CALLER: Well, because I'm 79 years old now, and at the time I wasn't, of course, but I wanted to make sure that my kids had --
RUSH: Oh, you just had a natural suspicion you were gonna lose it and you wanted to give it to them before that might happen?
CALLER: Well, I didn't know, but I just --
CALLER: -- something told me to do it.
RUSH: Now, Robert, have you tried to log on to HealthCare.gov, the website, and buy an Obamacare insurance policy?
CALLER: I have no computer. I don't have anything except a cell phone. So I'm not going on, and I get all my personal medication and medical things through the VA. I'm a disabled veteran.
RUSH: Oh, okay. Are you taken care of okay there?
CALLER: Oh, I'm very happy. And that's the St. Louis, John Cochran. I'm extremely happy with what I've received.
RUSH: Okay. Well, Robert, thanks for the call. I appreciate it. I have a vague memory that we've had a caller or two that have talked about this, but it was distant. But even so, the idea that Medicaid can come claim your property after the beneficiary is passed away? Two weeks. Two weeks. Folks, look, for everybody who thinks it's gonna be free, it isn't, and especially when this current crop of leaders tells you. People are learning this day in and day out one way or the other.
RUSH: You know, I spent a lot of time in the third hour on Friday explaining why everybody's premiums are going to skyrocket because the number one demographic for Obamacare is not signing up. That's the Millennials. The whole thing hinges, Obamacare really hinges on people between 18 and 35 signing up. The theory is that they're young, they're healthy, and they're working -- and they, like everybody else, want health care.
They've been scared into believing that one hacking cough could lead to bankruptcy. This is how dumb the people that wrote this plan are, is my point. This is how dumb they are. They devise a scheme whereby the premiums of Millennials are necessary for the whole thing to work. The Millennials -- young, healthy, paying high premiums by law but making no claim (i.e., not accessing health care, i.e.) are to be paying a lot of money in but not having any spent on them because they're healthy.
Those premiums were then to subsidize the sick and the elderly and so forth. But there are two things. The people that wrote this plan also wrote that half of that group can stay on their parents' policy 'til they're 26. Now, what kind of brain does that? You have here a plan that requires people between 18 and 35 signing up and paying a higher-than-normal premium, and yet on the other hand you write that they can stay on their parents' policy 'til they're 26.
The second stupid thing is, "Why in the world do you assume that these people are going to have high-paying jobs in the president's economy?" It's just dumb, it's just plain stupid -- or is it? Because ultimately, it won't work. The Millennials don't have the money. They don't have the desire. They don't want to sign up for health care. They're gonna choose the penalty, which will be much less than the cost-prohibitive premium.
This is designed not to work. So... You either have rampant stupidity behind the authorship of this thing, or you have people who wrote something they knew wouldn't work on purpose, creating chaos and panic in the minds of the people. And then demanding a solution, which, of course, Obama will be right there with his single-payer solution. That's (impression), "Put everybody on Medicaid and be done with it."
So it's -- however you want to look at it -- either smart, brilliant, or it's absolutely asinine.
RUSH: Okay, I found it, folks. It was earlier this year, it was March the 4th. We had a caller from Tucson, Arizona. His name was Barney. Let me just read to you what he said. "Rush, there's another hidden reason why the problem of nobody having any money is gonna get much worse under this Medicaid expansion. There's an additional Trojan horse in this legislation where the government will seize as much of the estates of Medicaid recipients when they die as it takes to reimburse the government for the services it provided. And nothing is going to be off-limits, including homes, which have been in families for generations. It's not a brand-new thing. Goes back to the Omnibus Budget Reconciliation Act of 1993. It's called estate recovery, and it mandates --" and then he went on to explain exactly what you just heard from our caller in St. Genevieve, Missouri.
It has been around since 1993, but they have not really selectively pursued it except now. Part of the Omnibus Budget Reconciliation Act of 1993. This legislation equals Obamacare. Barney's point, the guy from St. Genevieve, Missouri, was that under Obamacare the states are going to be mandated to be even more aggressive about seizing property to pay back for the Medicare treatment that they pay for.
They've got the provision set up. States haven't pursued it aggressively. There is an accounting procedure. They track what benefits have gone to what recipients, and a spouse living in the house, there are provisions for them, but if it's the only asset, nobody's living there, they'll be able to seize it when they die. It's exactly what the guy in St. Genevieve said. Barney here is in Tucson, and I knew I had a vague memory of this. I went to our fabulous search feature at RushLimbaugh.com and I found this immediately.