{"id":7386,"date":"2015-01-09T17:40:12","date_gmt":"2015-01-09T17:40:12","guid":{"rendered":""},"modified":"2015-01-09T17:40:12","modified_gmt":"2015-01-09T17:40:12","slug":"i_warned_you_about_your_tax_refund","status":"publish","type":"post","link":"https:\/\/www.rushlimbaugh.com\/daily\/2015\/01\/09\/i_warned_you_about_your_tax_refund\/","title":{"rendered":"I Warned You About Your Tax Refund"},"content":{"rendered":"

\"Listen<\/a><\/p>\n

RUSH: Lots to do here on Open Line Friday, Rush Limbaugh. Determined to be in a good mood, folks. Determined to be happy. Determined to do everything I can to enjoy life. And if that makes some of you think I\u2019m out of touch, so be it. I\u2019ve been dealing with that complaint for 27 years. Over and over again I\u2019ve heard that, “You\u2019re out of touch, Rush, you\u2019re losing touch with what it\u2019s like to really be in America.” No, I\u2019m not. Never have lost touch, never will lose touch. But it doesn\u2019t mean that you can\u2019t sit around and have fun now and then. You can\u2019t be mired in misery all the time. <\/p>\n

There\u2019s so much. For example, there is how about free community college for everybody? Oh, yeah. And do you know now that community college, that\u2019s what stirs the drink that is America. Community college. That\u2019s where careers are made. Community college, the best kept secret in America now, Obama\u2019s gonna make it a freebie. The price tag for this is about 34, $35 billion, but it\u2019s gonna be free. The professors are not gonna work free, and the utilities are not gonna provide heat and air-conditioning for the buildings on the campi free, but it\u2019s gonna be free to you, except maybe if you are due a tax refund. <\/p>\n

You may not know this yet, but if you traditionally or annually arrange your taxes so that you get a tax refund, it may come to an end this year, for two reasons. The New York Times says their funding is short, and they may not be able to fully complete every responsibility, and therefore refunds might be late this year. Folks, I\u2019m not kidding here. Got it here in the Stack of Stuff. Your refund might not ever find its way to you. It might instead be taken. We warned everybody of this back during the days when Obamacare was being debated and shortly after it was signed. Many people will lose their tax refunds, they will essentially be seized by the IRS to cover health care mandated expenses via Obamacare. Not kidding. <\/line><\/p>\n

Some of you may never see your tax refund. The IRS has the authority to seize it if you have not followed the law and either paid the fine or bought a policy or what have you. So in order to make sure there isn\u2019t a whole lot of anger about that, Obama has to do something. You\u2019re not gonna get your refund, well, he\u2019s gonna give you JC, though, junior college, community college free now. This is just a taste, just a taste of what\u2019s on tape today. <\/p>\n

BREAK TRANSCRIPT<\/p>\n

RUSH: I want to remind you, some of you might remember this, but I caught a lot of heat back in 2009 and 2010, and maybe into 2011, when I learned how the IRS was going to collect fines from people on Obamacare. You know, you pay a fine if you don\u2019t get an insurance policy. And it all relates to the individual mandate and the business mandate and all this sort of stuff and how you\u2019re gonna be dealt with if you don\u2019t sign up, don\u2019t go to an exchange, don\u2019t buy a policy from somewhere. <\/p>\n

There\u2019s a schedule that people will pay fines. The fines are cheaper than policies the first couple years on purpose. It doesn\u2019t take long, though, that the fines end up being more expensive than the policies, but the fines being cheaper than the policy are designed to get people to pay the fines first if they don\u2019t want insurance. It\u2019s a psychological thing. And I remember telling people, the only way the IRS is empowered to collect the money is by seizing money from you via your tax return. <\/p>\n

<\/a>The IRS cannot send you a bill. Well, theoretically the IRS can do anything. But the way it was set up when Obamacare was first being debated and we were first learning about it was that if you were judged by the IRS to be in arrears when it came to the mandates of Obamacare, if you either owed a fine or if you had not spent enough on a policy or if you had not done enough to comply with the law, the way the IRS was, according to the law, empowered to get your money was to seize your refund. <\/p>\n

Now, I don\u2019t expect too many people remember this, because it was three, four years ago, and it was during a time when we were being flooded with details about what Obamacare was. But I remember for those who were paying close attention back then, I caught heat, because the moment that I learned this I suggested that people make changes in their withholding so that they did not get a refund. If the IRS can only take money from you in the form of a fine for not having Obamacare or some other failure to comply, if they can only get money by seizing your refund, then don\u2019t do a refund. And you can do that by adjusting your withholding and have less money withheld. <\/p>\n

I mean, the reason you have a big refund nine out of 10 times is because you are allowing too big a deduction from your pay every week or two weeks, however often you get paid. So the government gets your money, pays you no interest, they hold it for the year, and then you get a refund when you file your taxes that next April, and you think, “Wow, man, look at this, $1,500 refund, look,” and you start bragging to everybody about how you screwed up the government and how you pulled one over on \u2019em. And you did no such thing. <\/p>\n

I caught grief for suggesting all of this. I caught a lot of grief, people telling me, “You don\u2019t understand people\u2019s situations, Rush. People need those refunds. It\u2019s the only time in the year they ever have that much cash on hand at one time. And the economy needs that money, Rush, because that\u2019s how people go out and buy mufflers and refrigerators and big screens and so forth and so on.” All of that I understand. I understand the allure of having a check for $800, $1,200, $2,000 in one lump. And I understand how you don\u2019t want to give that up. <\/p>\n

But you are denying yourself disposable income during the year in order to have that big check. In effect, you\u2019re in an enforced savings plan at zero interest. And the bank once a year gives you the money back, at no interest. And that\u2019s the IRS and your tax refund. And if you have a refund and you haven\u2019t complied with Obamacare and they find out about it, your refund is where they\u2019re gonna collect. And it is being estimated already that a lot of people who are expecting a refund this year are not gonna get it for a host of reasons, and there\u2019s gonna be a lot of anger about this. <\/p>\n

But there\u2019s not gonna be anything anybody can do \u2019cause it\u2019s the IRS. All they can do is get mad. So here comes Obama with free community college. You see how it works? Dear Leader is offering something in return in exchange for taking your money. He-he-he-he. And calling it free. <\/p>\n

BREAK TRANSCRIPT<\/p>\n

RUSH: So I checked the e-mail and I knew this was gonna happen: “Rush, what do you mean our tax refunds are gonna be appropriated by the IRS to pay whatever we haven\u2019t purchased properly for Obamacare? I haven\u2019t heard that. Are you just making this stuff up?” <\/p>\n

\"original\"No, folks. I don\u2019t make things up. That does not happen here. I remember back in 2009-2010 when this whole thing was being debated and we were becoming acquainted with how the financials of this were gonna be enforced. And there\u2019s only one agency that can do it, it\u2019s the IRS. Why do you think that Obamacare requires — how many new IRS agents, was it 50,000 or something? A huge number of brand-new IRS agents. Why do you think it was necessary? The IRS is the agency that has been charged with collecting the money Obamacare legally mandates that we spend on this. <\/line><\/p>\n

Washington Examiner<\/a> with the story. “The complicated process of signing up for Obamacare is now being matched by IRS instructions to help Americans figure out how much in healthcare taxes they owe Uncle Sam. The agency has issued 21 pages of instructions, complete with links to at least three long forms and nine tip sheets.<\/p>\n

And who is this geared to? It is geared to those who have Obamacare or who owe a fine, which is dubbed “the shared responsibility payment,” in IRS lingo. The fines that people owe, if they choose not to buy insurance, are called “shared responsibility payments.” And that\u2019s right out of the socialist dictionary, folks. Shared responsibility. The convoluted theory behind Obamacare is if everybody pays a little then everybody will be covered. <\/p>\n

But we\u2019re not gonna allow people to not be covered. Health insurance is gonna be required by law. If you don\u2019t buy it, if you\u2019re not mandated by your employer, you pay a fine, and that\u2019s called the “shared responsibility payment.” Well, what if you can\u2019t pay it? The IRS just can\u2019t make you write them a check. That has to be part of an audit or what have you. But with the new regulations they can abscond with your tax refund or whatever portion of it they need for you to meet your “shared responsibility payments.” It\u2019s right here in the Washington Examiner<\/a>. I\u2019m not making it up. <\/p>\n

You know, I know these people writing me these e-mails are leftists thinking I\u2019m disparaging their guy. That I\u2019m poisoning people\u2019s minds. I got no point in doing that. No purpose is served by lying. It\u2019s bad enough telling the truth about this stuff. There\u2019s two figures out there. One\u2019s $12,000, one\u2019s $16,000. This is the aggregated cost that it\u2019s gonna average out and every American is gonna have to pay at some point once this thing all fully implements. It is geared to those who have Obamacare, all these tips and long forms, or who owe a fine, called the “shared responsibility payment” for refusing to get health insurance. <\/p>\n

\"original\"The IRS just put out a 21 page instruction form to tell you how to comply. And much of it is devoted to what you have to do if you refuse to get health insurance. The IRS warned that everybody must have health insurance or pay the “shared responsibility payment.” And I\u2019m telling you, you don\u2019t have to believe me. You don\u2019t have to believe me if you don\u2019t want to, but they\u2019re gonna get it from your refund. Try it. Try not buying a policy. Opt to pay the shared responsibility. Opt to pay the fine. <\/line><\/p>\n

Where do you go to pay the fine? You can\u2019t go anywhere and pay it. You\u2019re gonna find out it\u2019s gonna be taken or added to your taxes one way or another when you file your taxes is where that “shared responsibility payment” is going to be made. They\u2019re either gonna charge you an additional amount that you haven\u2019t had withheld or they\u2019re gonna take it from your refund. I\u2019m not making this up, much as you leftists would like to believe that I am. <\/p>\n

And this dovetails nicely with the story we\u2019ve had all week from Harvard. You heard about this. The Harvard faculty is outraged. Now, this needs to be put in perspective. The Harvard faculty was one of the early organizations to unanimously sign on in support of Obamacare, and they just didn\u2019t sign on to support it; they became evangelists for it. Now, it so happens that the faculty at Harvard has one of the best employee benefit health plans going. Even with Obamacare, the maximum deductible that a member of the Harvard faculty has is $250 for an individual, and $500 for a faculty member as part of a family. <\/p>\n

Now, you may not believe that because your deductible is in the thousands. Your out-of-pocket expenses have gone up to in the thousands. Your deductible is so high that you may not even incur enough health care expense over the year to invoke it. And yet you\u2019re hearing that the Harvard faculty has a deductible $250. Well, you know what\u2019s next? The Harvard faculty is outraged. The Harvard faculty is livid that they have this high deductible. Because prior to this they didn\u2019t have one. The university paid it all for \u2019em. It was all-inclusive. They had a health care benefit plan that very few ever had. <\/p>\n

But because of Obamacare, the university cannot simply afford to pay all of it for all the faculty anymore, so the faculty, for one of the first times ever, is having to chip in and pay a portion of its own Obamacare in the form of a $250 or, depending on family, five hundred-dollar deductable. And they are outraged. They\u2019re livid. And people have been having a little schadenfreude moment all week because the Harvard faculty was out there telling everybody that this is the greatest thing since sliced bread, Obamacare was, and they were urging everybody to support it, and everybody to sign up for it. And they, like most people doing that, had no idea what was in it. They\u2019ve only learned because we have arrived now at real world circumstance affecting them. <\/p>\n

To show you out of touch the Harvard faculty is, they are livid that their deductible has gone up to $250. Your deductible may be $5,000. But I\u2019m just saying that the IRS has a 21-page tip sheet and a bunch of forms telling you how to comply with your “shared responsibility payment,” i.e., fine, if you don\u2019t have an insurance company. And they\u2019re gonna get it from you. You cannot escape this unless you don\u2019t file a tax return. And even if you do that, they\u2019re gonna catch you at some point. <\/p>\n

So if you\u2019re opting to pay the fine, it\u2019s gonna come out of your taxes one way or the other. You\u2019re either gonna be charged when you file your return, your preparer, H&R Block, or you\u2019re gonna figure, whoever does it for you, “You know, you owe an additional X for Obamacare.” <\/p>\n

“What do you mean? I\u2019ve had all that withheld. No, no, I don\u2019t, my withholding is –” <\/p>\n

“No, no. It\u2019s the Obamacare fine. You don\u2019t have a policy, so you owe X.” And you preparer will say, “Don\u2019t worry about it, you\u2019ve got a $1,200 refund coming, but they\u2019ll take $900 of it as your fine payment so your refund is reduced to $300 bucks.” That\u2019s what\u2019s gonna happen to a lot of people, don\u2019t know it yet. And many of those people think they\u2019re getting a free ride because they qualified for subsidies. I\u2019m telling you, folks, it\u2019s gonna be an explosion out there. <\/p>\n","protected":false},"excerpt":{"rendered":"

RUSH: Lots to do here on Open Line Friday, Rush Limbaugh. Determined to be in a good mood, folks. Determined to be happy. Determined to do everything I can to enjoy life. And if that makes some of you think I\u2019m out of touch, so be it. I\u2019ve been dealing with that complaint for 27 […]<\/p>\n","protected":false},"author":14,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","ngg_post_thumbnail":0},"categories":[],"tags":[],"yoast_head":"\nI Warned You About Your Tax Refund - The Rush Limbaugh Show<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rushlimbaugh.com\/daily\/2015\/01\/09\/i_warned_you_about_your_tax_refund\/\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:title\" content=\"I Warned You About Your Tax Refund - The Rush Limbaugh Show\" \/>\n<meta name=\"twitter:description\" content=\"RUSH: Lots to do here on Open Line Friday, Rush Limbaugh. Determined to be in a good mood, folks. Determined to be happy. 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